How do Monetary Metals’ gold leases work?
The process for participating in our true gold lease program can be broken down into three concrete steps.
1. Identify and qualify companies that want to lease metal
These companies need physical gold to produce a finished product. Or they have gold in inventory to sell to their customers. In either case, they face a staggering challenge—a constantly changing gold price. If they buy the gold themselves, they take on all the price risk. Leasing the gold from Monetary Metals at a simple annual rate gets them the gold they need, without the price risk.
All companies are put through a rigorous due diligence and vetting process. The good companies, which pass muster, are listed on our platform for you to review.
2. Present the lease terms for your review
Once a company has been approved, we open the market by publishing the lease opportunity presentation in your client portal for review. Every presentation contains key information about the lease such as information on the leasing company, how the metal is going to be used, the interest rate, risks and mitigations, the commencement date and duration.
In our program, you are always in control of your metal. Once the market has been opened for a new lease, you have five business days to review the opportunity and decide whether to participate. If you do not wish to participate, you may opt out of that lease without any penalty. By opting out, your metal remains in your account and does not go into the lease. If you do wish to participate in the lease, no further action is required. You will automatically receive a pro-rata allocation into the lease based on your available metal balance.
3. Your gold starts growing
Once the lease commences, you start earning interest on however much metal you have in that lease. Interest is paid monthly, in physical metal, directly into your account. Most leases roll for another term, enabling you keep your metal growing year after year.
We’ve funded over 55 gold leases on four different continents. We work around the clock to bring you new opportunities to lease your metal for a return on our platform.
Gold leases to grow your total ounces
Lease rates on gold and silver have historically been between 2% and 5% annually. These rates are subject to change as we bring new lease opportunities onto our platform.
While the term for leases is fixed at one-year or less, the vast majority of our leases roll every year. This means you can leverage the power of compound interest on your precious metals.
The longer you keep leasing, the more you will earn.
Why lease your gold with Monetary Metals
Earn monthly income on gold you own, without any storage or insurance fees
Your leased metals are insured and Monetary Metals monitors them 24/7
Your gold remains in physical form and title always remains with you
Opt-out of any lease you don’t want to participate in, without penalty
How to open your account
Opening an account is simple and takes less than 10 minutes.